If you have been involved in a car, truck or motorcycle accident with a driver who does not have insurance, you may be able to bring a claim against your own insurance company for your injuries and damages.
Many people are uncomfortable bringing a claim against their own company. They count on their insurance company and their agent to act in their best interest. They expect the insurance adjustor to take care of things. Only too late do they find that their faith has been misplaced and they now face unpaid medical bills and uncovered expenses.
It's wise to have a lawyer on your side, whether you are dealing with an uninsured or underinsured motorist claim or not. The insurance company is most concerned with its own bottom line when paying out on any car accident, truck accident or motorcycle accident case. Your attorney is looking out for you.
At the law office of Geisleman & Brown, LLP, our uninsured and underinsured motorist claims lawyers can answer your questions and help you effectively bring a claim against your auto, truck or motorcycle policy for medical bills, rehabilitation, lost wages and other damages.
If you are wondering what to do next, call 260.420.2001 to schedule a free consultation with a Ft. Wayne underinsured motorist claim attorney. You can also contact us online.
What if Multiple Parties Were Involved in the Accident?
Sometimes several vehicles were involved in an accident, so several insurance companies may be a party to a claim. If one of the drivers was driving for work reasons, a claim can sometimes be brought against the employer. If a semi-truck was involved in the accident, it's possible that a claim could be brought against several parties : the driver, the trucking company, the company that hired the trucking company or others. We will investigate all possible sources of insurance coverage so your financial recovery is maximized.
What if the Other Party Doesn't Have Enough Insurance?
It may or may not be possible to know right away that the other driver is under-insured until you near maximum medical recovery and the full extent of your bills becomes known. If the at-fault driver's insurance is not sufficient to cover your costs, then we can file a claim with your insurance company for any amount over the other driver's policy. For example:
- If your medical bills and lost wages total $100,000
- And the at-fault driver's insurance policy covers $50,000
- Your own uninsured/underinsured motorist policy will then kick in to pay the remaining $50,000 OR the maximum of your policy
We can review your policy and tell you about your policy limits and how they may apply in your case. We can also investigate your accident to determine fault and can build an effective case for your financial recovery from your own and the other driver's insurance policy.
Contingency Basis — No Attorney's Fee Unless We Win Financial Recovery
We offer a free initial consultation and represent all of our injured clients on a contingency basis, which means that we charge no attorney's fee unless we win a recovery on your behalf. For answers to your questions or for a review of your case, contact an Allen County uninsured driver claims lawyer online or call our office at 260.420.2001.
